一、题目：Data Manipulation in Credit Markets

二、主讲人：

熊琰，香港科技大学金融学助理教授，多伦多大学金融学博士。主要研究方向：公司金融、金融市场。学术成果发表于Journal of Economic Theory、Management Science、Journal of Accounting and Economic等国际顶级经济学、金融学、会计学期刊。2022年获Review of Corporate Finance Studies Rising Scholar Award。 

三、时间：2022年11月10日 星期四上午，10:00-11:30

四、地点：腾讯会议 347-749-500

五、主持人：彭俞超副教授，必赢565net官网学术交流部主任

六、内容简介

We study data manipulation by borrowers in the credit market. We find that as the lender adopts more advanced data technology to screen the borrowers, the borrowers are more likely to manipulate their data profile. In equilibrium, even though the data technology is costless, the lender will not exploit its full potential.